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A non-government site powered by Medicare Specialist LLC, a health insurance agency

Let's get ready for Open Enrollment!!
​

If you would like us to review your Medicare plan (Part D or Medicare Advantage) for 2024

Complete an online form with a list of all your medications. Click the GREEN button below.
​
Before we are allowed to discuss 2024 Medicare plans, even with our current clients, new Medicare (CMS) marketing guidelines require us to have a form called a Scope of Sales Appointment form signed by YOU. The form is like a permission slip which can also limit which types plans you wish to discuss. This form will be emailed to you to sign as soon sign as you complete the online REVIEW FORM below
Annual Review Form

If you would rather skip having to complete the Review Form every year, feel free to call us with your Medicare.gov login info or we can help you create an account if you do not have one set up already.  

For your convenience, we have included the buttons below if you want to email us the information or create an account on your own
Submit Medicare.gov Login Info
Create a Medicare.gov account

Medicare Supplement (Medigap) policyholders​
If you have had the same Medicare Supplement company and plan letter for at least 3 years, it could be time to see if the price you are paying is still fair and if you meet the health requirements to make a change.

In case you did not know, Supplement benefits do not change from year to year and changing from one Supplement plan letter or company to another is not bound to only the Medicare Open Enrollment time period.

If you would like to add your name to the list, please click the button below

Medicare sets a change/enrollment deadline of December 7 for stand alone Part D plans and HMO/PPO plans. Once these have been completed, we can start on the Supplement review list. 
Supplement Review Request Form

Dental and Vision Quote Requests​
These plans can also be added or changed at any time of year. ​As time permits, we are happy to provide some options to review
Dental and/or Vision plans

Medicare Supplement (Medigap) vs Advantage.
Still wondering which is better​ for you?
The commercials promoting Medicare Advantage plans are on ALL THE TIME.
What's the catch? Too good to be true? Is everything really free?
Watch this video to help see which type of Medicare plan still suits you best.
In short, Medicare Advantage plans have little to no added premium and come with a lot of benefits not included with Medicare and Medicare Supplements (dental, vision, gym membership, etc.). However, medical copays and coinsurance can be as high as $8300 per calendar year. Cancer treatments and Skilled Nursing copays have the highest cost potential. Also, depending on the plan, you are advised or required to use providers that participate with the plan's network. Supplement plans usually limit Medicare covered out of pocket expenses to a few hundred dollars per year and allow people to use any provider nationwide.

​DISCLAIMER: ​We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE or your State Health Insurance Program (SHIP) to get information on all of your options
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